Global Wealth Insurance Solutions

Agency Partners

Pittsburgh Brokerage Services

Leadership Team

Rick Maholchic President
Pacific Southwest Financial

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Tim SmithPresident
The Smith Companies

Tim Smith started working with the Charles T. Smith Insurance Company – a partner firm of Capitas Financial – in the summer of 1985. He has held various internal positions with the company over the past 25-plus years including Marketing, Field Underwriting, and Case Design for National Accounts and Independent producers.

From 1987-1998 he held a position as Sales Vice President/Associate General Agent where he worked with Merrill Lynch, Smith Barney, and A.G. Edwards Advisors. He also worked with property and casualty firms to develop strategies to market life insurance to business owners.

Since 1999, Tim has focused on marketing life insurance to large independent producers using a variety of insurance and financial strategies, such as business continuation planning, estate planning, and planning for non-resident citizens holding U.S. assets

Tom Hall President
Pittsburgh Brokerage

Mike Blair President
The Blair Agency

Bill Davis President
NorthCoast Brokerage

Tim Morton President
Westland Financial

Wealth Planning Group

Damien Glennon Wealth Planning Director

Damien joined Smith Companies and Capitas Financial since 2002.

Damien is a member of our advanced planning department which consists of Paul Stevenson and Gary Lee our estate planning attorneys.

Damien works with financial advisors, CPA’s and attorneys to help clients with their wealth transfer, business planning and charitable objectives. Damien holds a M.S. degree in Finance as well as a M.S. in Financial Planning from the McCallum Graduate School of Business and a B.A. in Finance from Bentley College

Damien resides with his wife Megan in North Andover, Massachusetts

Paul StevensonWealth Planning Attorney

Paul is a member of the Advanced Planning Group (APG) at the Smith Companies, Ltd., The APG provides “value added” advanced planning support, technical expertise and related consulting services to life insurance professionals, financial planners, investment advisors, banks, investment firms, attorneys, CPAs and other financial services professionals.

The APG offers consulting services in the areas of income, gift and estate planning, charitable giving and legacy planning, business succession and business exit planning, retirement planning and planning for life style maintenance, life insurance planning, personal and financial risk management and other services involving the creation, conservation and perpetuation of family wealth. Paul has over 40 years consulting experience with primary emphasis on the tax and financial considerations affecting the creation, preservation and perpetuation of wealth.

Paul’s practice focus is on business exit planning, business succession, business valuations and business value enhancement, personal and financial risk management and gift and estate planning for business owners and high net worth individuals and their families.

Paul received an undergraduate degree (BA-Psychology) from the University of Minnesota in 1967, an law (JD) degree from William Mitchell College of Law in 1974, a Master of Law degree (LLM) in Taxation from New York University in 1980, a Master of Science in Financial Services degree (MSFS) from the American College in 1980, a Master of Science degree in Finance (Financial Analysis concentration) from the College for Financial Planning (CFFP) in 2009 and a Master of Science degree in Finance (Investment Management Concentration) from Golden Gate University (GGU) in 2012

Rick SchrageWealth Planning Case Design

Rick Schrage is a 30-plus year veteran in the insurance industry. He has working experience as a case designer, product specialist, and advanced sales consultant in both career and brokerage distribution channels. He has also served as an internal wholesaler directly for a life insurance carrier.

He joined Financial Advisory Associates, a partner firm of Capitas Financial, Inc., in July 2004 to build and manage their Case Design department. Financial Advisory Associates merged with The Smith Companies, Ltd in 2020 and Rick continues to support field personnel as a case designer. Given Rick’s tenure in the industry, he also works closely with our Advanced Planning Group.

Rick also uses his technical skills to help develop innovative sales and marketing tools for use by The Smith Companies and Capitas throughout the domestic footprint.

In addition to his life and health insurance licenses, Rick holds a Series 7 and 63 registrations. In his spare time, he and his wife enjoy scuba diving, mountain biking, and reading.